Individual and Family Health

insurance gives us protection against the risk of medical expenses. Whether you need a check-up, major surgery, or expensive prescriptions, there is no greater feeling than having the right protection in place. There are different policies out there, but the most popular are PPO, HMO and EPO. Available through or directly from the insurance company. Open enrollment for individual/family coverage is from November 1st through December 15th each year for a January 1st effective date.